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Social Security Disability (SSD) Benefits

Posted by on Jun 17, 2017 in Social Security Disability Benefits | 0 comments

The Social Security Administration (SSA) grants cash benefits to individuals suffering from total permanent disability. Permanent disability is a condition that is expected to exceed 12 months and, according to the Social Security Administration, it is a condition that:

  • Renders a person unable to perform the work that he/she did before being disabled;
  • Renders a person unable to perform any other type of work; and,
  • Either lasts for at least a year or results in death.

Causes of total permanent disability include health conditions, such as:

  • Cancer (malignant neoplastic diseases)
  • Digestive system disorders
  • Endocrine system disorders
  • Genitourinary impairments
  • Hematological disorders
  • Immune system disorders
  • Impairments that affect multiple body systems
  • Malignant neoplastic disease
  • Mental disorders
  • Musculoskeletal system disorders
  • Neurological disorders
  • Skin disorders
  • Special senses and speech disorders

If the disability suffered by an individual is included in the list above or if he/she is suffering from multiple health problems which he/she feels should merit the consideration of SSA, it may be beneficial for him/her to immediately hire a Long Term Disability lawyer who can provide legal assistance that just may earn for him/her the approval for the disability claim that he/she needs.

According to the San Antonio Social Security Disability lawyers at the Chris Mayo Law Firm, following severe accidents and illnesses, a person might develop a debilitating physical or mental condition that causes them to suffer from a disability. While there are many consequences of a long-term disability, one of the most difficult to deal with is the inability to work a regular job and earn a livable income. Unfortunately, many people facing this very situation and are uncertain what to do. However, many individuals who suffer long-term disabilities and other serious injures may actually be eligible to file a claim for SSD benefits.

Getting Social Security disability benefits can be difficult though, especially when people try to navigate this process on their own. Thus, if you will be applying for SSD benefits, it may be wise if you would let an experienced and knowledgeable attorney help you. He/She may be able to help you secure the financial support you need.

 

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Dehydration and Malnutrition as Nursing Home Abuse

Posted by on Feb 25, 2017 in Nursing Home | 0 comments

Nursing home abuse can come in many aspects, like physical, sexual, emotional, and psychological. But there is one form of abuse that is not as obvious and animated as the others, and that is negligence. If all the other forms of abuse require action, negligence is mostly about inaction, like not giving the hygiene needs of patients and not giving the proper medication for those who require specific health attention, like those with diabetes and Alzheimer’s.

A common aspect of negligence is dehydration and malnutrition, which could have negative effects on nursing home patients.

Dehydration
Dehydration can happen because of many reasons. Maybe the elder is not able to communicate his or her dehydrated feeling because of physical limitations. Maybe the elder is not able to easily access hydrating fluids because he or she has trouble swallowing.

But the worst reason for dehydration is the utter neglect of the medical staff. They should have the medical background to know that elders need to be hydrated and they should track the hydration instances of their patients, especially those who are physically limited.

The most common signs of dehydration include the following:

  • Difficulty concentrating and moving
  • Disorientation
  • Dry mouth
  • Intense breathing and panting
  • Little to no sweating
  • Pale skin

Malnutrition
Incompetent nursing home staff can potentially lead to malnutrition among the patients. Malnutrition can result from poor rationing of food, inadequate nutrient distribution in meals, and outright neglect to the nutritional needs of the patients.

The most common signs of malnutrition include the following:

  • Canker sores
  • Flaccid muscles
  • Prolonged fatigue
  • Tooth decay
  • Vision problems
  • Weight loss
  • Yeast infection
  • Prevention

Nursing homes should have the proper medical facilities and the competent staff to ensure that the patients are receiving adequate nutrition. It is also important to hire well-trained individuals to avoid the other forms of abuse, where the patients may sustain unnecessary injuries, complications, and emotional and psychological problems. If you want to know more about nursing home abuse, the website of Zavodnick, Zavodnick & Lasky, LLC, can provide you with more info.

You can also help prevent nursing home abuse. Before putting a loved one in a nursing home, inspect the facilities to know if they are adequate for the needs of your loved one and observe how the staff treats patients. If your loved one is already in a nursing home, look for the signs of abuse, such as unexplained wounds, sudden changes in behavior, unwarranted decrease of health condition, and unwarranted worsening of complications.

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Pursuing Compensatory Damages in the Event of a Motorcycle Accident

Posted by on Feb 20, 2017 in Motorcycle Accident | 0 comments

A motorcycle is a cool form of transportation and a great alternative to a car or other types of motor vehicles. Despite the economical benefits it provides, though, is the unfortunate reality that people who ride a motorcycle face risks to their health and safety when sharing the road with motor vehicles. Car occupants have all the possible protections they will need in case of an accident: their car’s frame airbags, seat belts and other safety devices. A motorcycle rider, however, only has a helmet or maybe even a padded suit; but what good are these if the impact created during a collision is so forceful? .

A National Highway Traffic Safety Administration (NHTSA) report says that there were 88,000 motorcyclists who got injured in 2015; a 4.3% decrease from the 92,000 injuries in 2014. The number of deaths, however, increased by 8.3 percent – from 4,594 in 2014 to 4,976 in 2015. More than half of these injuries and deaths were due to multiple-vehicle crashes, or crashes where another vehicle was involved.

Causes of multiple-vehicle crashes include: a motor vehicle hitting a motorcycle head-on after crossing the centerline; a distracted motor vehicle driver; an alcohol-impaired driver (alcohol-impairment is the cause of more than half of fatal motorcycle accidents); failure of drivers to detect motorcycles in traffic, especially when making a turn or changing lanes; overspeeding; and failure of drivers to respect a motorcyclist’s right of way. Multiple-vehicle crashes occur less frequently than single vehicle accidents, but their results are always more severe.

A single vehicle accident, meanwhile, involves no other vehicle. This is the cause of about a fourth of motorcycle accidents. Often, the cause of this type of accident is rider error, that is a rider who usually over brakes, does not slow down while running on a curve, or who rides recklessly and eventually collides with a fixed object, such as a lamp post.

Studies show that riders, who never received formal riding education, are the ones who often crash. Rather than learning how to properly ride a motorbike in a riding school, these riders learn instead from friends or relatives. Despite lack of formal riding education, many motorcycle accidents are caused by motor vehicle drivers who are reckless or negligent.

As pointed out in the website of the law firm Ali Mokaram, “Personal injury law, which is “a wide branch of tort law, encompasses civil cases brought against other citizens. These cases typically arise when the negligence of one person causes injury to innocent party. This negligence can be created through action or inaction either directly or indirectly. Frequently these cases result in compensatory damages to assist with the injuries incurred.

Compensation, or commonly referred to as damages, can be divided into two categories, punitive or compensatory damages. Punitive damages are penalties that a judge will award to the plaintiff that is specifically designed to punish the defendant for their heinous acts. These damages are typically reserved for cases involving tort law and are often used to deter the defendant from doing the act again. On the contrary, compensatory damages are designed to help the plaintiff to pay for the costs of recovering after the injury. These damages often include things such as lost wages, property damages, and lawyer fees.”

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Temporary Injury and Short-Term Disability Benefits

Posted by on Jun 24, 2016 in Workers Compensation | 0 comments

A temporary injury such as a broken bone or strain may require that an employee take time off from work to heal. A temporarily injured worker may be worried about lost income. However, in these cases, workers can be partially compensated for lost wages.

If an injury completely prevents an employee from working until he or she has recovered, it is considered a temporary total injury. If an employee is unable to work for over seven days, he or she can begin to receive 2/3 of their usual wage in compensation. After 21 days, the worker can receive compensation for the first seven missed days.

An injured worker is considered to have a temporary partial injury when the injury forces him or her to work a reduced number of hours. In this case, the individual may be eligible to receive compensation for 2/3 of the difference between their usual and current wages. This compensation can be received for up to 300 weeks. A period of temporary total injury will be subtracted from the 300 weeks of compensation for the temporary partial injury.

According to lawyers at Scudder & Hedrick, PLLC, individuals prevented from working due to an injury should seek Short-Term Disability benefits. This can be challenging, however, as 70 percent of disability claims are denied after the first review. Procedural issues are common and frustrating, and can result in delayed benefits, even if the injured worker is entitled to compensation. Further, insurance companies have an incentive to deny claims because the fewer claims they approve, the higher their profits. Even if an individual files to appeal the claim’s rejection, only 15 percent are approved. If your claim is denied, legal assistance can support you with the appeals process. Although most individuals will give up and drop their claim after a denial, three out of five claims are approved after reaching a second appeal.

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Driving history may impact car insurance rates

Posted by on Feb 21, 2016 in Insurance | 0 comments

When insurance companies issue a quote or renew a policy one of the factors they heavily weigh in when giving rates is the person’s driving history. Policyholders should understand that their car insurance premium at some point may vary depending on how they drive a vehicle.

Usually, insurers complement their clients who are very much careful behind the wheels. Such drivers who are considered “low-risk” are often given car insurance rebates or a lower premium rate by insurers. On the other hand, “high-risk” drivers are often given a quote that is way higher than normal car insurance rates. Insurers consider individuals as “high-risk” due to many factors. Insurers think those individuals with records of driving uninsured, traffic violations, DUI convictions, and other similar offenses are likely to get involved in accidents and file a claim. A policyholder may find out that his or her car insurance rate increase during contract renewal if he or she had committed a traffic violation. Meanwhile those with continuing legal problems due to serious traffic violations and those drivers’ license has been suspended often find themselves having hard time getting better car insurance deal. According to Habush Habush & Rottier S.C.®, when a driver’s license has been suspended, not only his or her insurance rate will be affected, it may also result to income loss mostly for people who use their vehicles everyday going to work. Drivers whose license had been suspended may want to get help from insurance agencies for them to get SR-22 insurance.

Policyholders who have committed traffic violations may want to find out with their insurance providers before renewing contract if their rates will increase. Aside from getting a quote from other insurers, vehicle owners may want to improve their driving record by completing a “defensive driving school” course to possibly lower their insurance rates.

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